Why Invest in DBIZ?

• An ETF Designed to Adapt to the Economy - DBIZ is a way to invest money in a conservative strategy that seeks to adapt to the ever-changing economy and financial markets. DBIZ is an ETF designed to properly position investors for each season of the business cycle.
• Pring Turner’s Pro-Active Investment Strategy - After exhaustive research of Pring Turner’s “Six-Stage” business cycle strategy, Dow Jones Indexes in 2012 launched the Dow Jones Pring U.S. Business Cycle Index. Dynamic in nature, the index serves as a broad strategic guideline for the DBIZ active asset allocation strategy.
• Active Strategy Aimed to Guide Investors in Turbulent Times - As explained in Pring Turner’s recent book “Investing in the Second Lost Decade”, the secular bear market for stocks that began in 2000 will continue to frustrate buy and hold investors. DBIZ’s active strategy is designed to help investors survive and prosper during the inevitable boom and bust periods that lie ahead.

About the Portfolio Managers

Joe D. Turner - President & Portfolio Manager
Mr. Turner’s responsibilities include oversight of client portfolios, assistance in overall investment strategy, tactical asset allocation decision-making, intermediate trend identification and security selection. Joe began his career with Dean Witter in 1968 and in 1977 formed an investment advisory firm registered with the SEC. In 1988, Martin Pring joined the firm and co-founded Pring Turner Capital Group. Mr. Turner has taught graduate level courses at Golden Gate University in San Francisco on business cycle investing, asset allocation, stock market analysis, and the psychology of investing. Mr. Turner is co-author of a book titled Investing in the Second Lost Decade, published by McGraw-Hill in 2012. He is a graduate of Oregon State University where he received a B.S. in Business Administration.

Tom J. Kopas – Chief Executive Officer & Portfolio Manager
Mr. Kopas’ responsibilities include oversight of client portfolios, assistance in overall investment strategy, tactical asset allocation decision-making, intermediate trend identification, and security selection. He began his career in the financial services industry at Dean Witter in 1981 and spent more than twenty years with major wall street firms. Tom joined the Pring Turner Capital Group team in 2002. He is a career long investment educator and is frequently invited to share his knowledge and experience about investing around the business cycle with investment and retirement groups. Mr. Kopas is co-author of a book titled Investing in the Second Lost Decade, published by McGraw-Hill in 2012. He received a BA degree in Architecture from the University of California at Berkeley.

Jim W. Kopas, CFA – Associate Portfolio Manager
Mr. Kopas is a member of the Investment Committee and Portfolio Management team. Jim’s responsibilities include working in support of proprietary research efforts and portfolio management. Jim has additional duties supervising back office operations and coordinating Global Investment Performance Standards (GIPS®) compliance standards. Jim joined Pring Turner Capital Group in 2009. He earned the Chartered Financial Analyst (CFA) designation in 2013. Jim received his BSC degree in Finance from Santa Clara University in 2008.